Title
Resolution approving the County's 2015 Health, Life and Dental Insurance Plan.
Staff Summary
* Annually, the Human Resources Department works with the County's health insurance consultant to derive the County's healthcare program design and budget.
* The resolution approved the proposed premium and plan changes for Lake County's plans for 2016.
Body
RESOLUTION
WHEREAS, the Human Resources Department works with the County's health insurance consultant, BUCK, to derive the County's annual healthcare program design and budget; and
WHEREAS, based on BUCK's review the Human Resources Department recommends a budget increase of 2.8 percent for health insurance claims; and
WHEREAS, the Human Resources Department recommends a change in employee cost sharing for health insurance premiums of 1 percent for the Traditional Preferred Provider Organization (PPO) plan and a .5 percent change for the Consumer Driven Health Plan (CDHP), Health Maintenance Organization (HMO) plan, and HMO Blue Advantage plan; and
WHEREAS, the Human Resources Department recommends changing the County's health insurance plan to increase the Traditional PPO deductible from $600 to $700 for Single plans and from $1,200 to $1,400 for Single+1/Family plans, increase the Traditional PPO Out-of-Pocket Maximum from $1,350 to $1,850 for Single plans and from $2,700 to $3,700 for Single+1/Family plans; and
WHEREAS, the following change to the County's health insurance plan is required due to the Patient Protection and Affordable Care Act (PPACA): decrease the Rx Out-of-Pocket Maximum from $4,500 to $4,300 for Single plans and from $9,000 to $8,600 for Single+1/Family plans; and
WHEREAS, the Human Resources Department recommends that employees who are enrolled in the CDHP PPO must complete the County's Health Risk Assessment (HRA) in order to receive the additional contribution of $550 Single or $1,100 Single+1/Family to their Health Savings Account (HSA); and
WHEREAS, ...
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